You can use certificates to protect your personally identifiable information on the Internet and to protect your computer from unsafe software. A certificate is a statement verifying the identity of a person or the security of a Web site.
Internet Explorer uses two different types of certificates:
A security certificate, whether it is a personal certificate or a Web site certificate, associates an identity with a public key. Only the owner of the certificate knows the corresponding private key. The private key allows the owner to make a digital signature or decrypt information encrypted with the corresponding public key. When you send your certificate to other people, you are actually giving them your public key, so they can send you encrypted information that only you can decrypt and read with your private key.
The digital signature component of a security certificate is your electronic identity card. The digital signature tells the recipient that the information actually came from you and has not been forged or tampered with.
Before you can start sending encrypted or digitally signed information, you must obtain a certificate and set up Internet Explorer to use it. When you visit a secure Web site (one whose address starts with https), the site automatically sends you its certificate.
Security certificates are issued by independent certification authorities. There are different classes of security certificates, each one providing a different level of credibility. You can obtain your personal security certificate from certification authorities.